Find out how to save with Community Credit Union
Savings - Community Credit Union Ltd

Share Accounts

A Credit Union is a Not-For-Profit financial co-operative owned by, and run for the benefit of, its members. Credit Unions offer members the chance to have control over their own finances by making their own savings work for them. Every credit union is owned by its members – the people who save with it and borrow from it.

Members savings are used to fund loans to other credit-worthy members in the credit union. So that way the money in the credit union always remains in the local community or ‘common bond’ that it serves.

Over 3.6 million people in Ireland are members of a credit union today. If you are not already a member, why not think about joining today?

 

Easy Access To Your Money

Easy access to your money once it is not used as security against a loan

Protected Savings

Your savings* are covered by the statutory deposit guarantee scheme (DGS). If insolvency should occur, your eligible deposits would be repaid up to €100,000.

Life Savings Insurance

Life savings insurance for eligible members (Terms & Conditions apply)

*Please note Community Credit Union currently have a savings cap of €25,000

Savings in a Credit Union are very important for two main reasons:
• To help the Member
• To help fellow Members

Firstly, as part of our philosophy of encouraging Members to manage their finances wisely, we recommend that they save something, even a small amount, on a regular basis, as this has the following advantages:
• You will build up a significant balance over time that YOU will own.
• You will be able to use this as collateral to access loans on competitive terms.
• Your shares will be held as collateral against your loan

These are on-demand non-interest earning accounts. There is no minimum amount that you have to save. You can lodge and withdraw savings from these accounts at any time as they are not held as collateral against your loan.

Under Credit Union Rule 22 (now amended to Rule 19) if your account becomes inactive for 3 years and we are unable to contact you within that period it may become a dormant account. It is in your own interest to keep it active by conducting regular transaction.
The account may be reactivated by conducting transactions and supporting it with photographic I.D.and proof of address (list of acceptable documents can be found here Insert Link) Documents must not be more than 6 months old.

Start Saving

Become a Member


If you would like to start saving with Community Credit Union you can register to Become a Member below. Existing members who are registered to CU Online can log in below.

Online Banking Log In Register

If you would like more information please contact us today.

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