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Garden Loan 2020

Garden Loan 2020

Has Covid-19 put a stop to your summer holiday? Well the summer isn’t over yet! Why not stay in the luxurious Costa del Back Garden with a Staycation Loan from Community Credit Union.

Upgrade your back garden into a summer paradise with some new garden furniture or maybe a brand-new BBQ?

Download our Garden Loan leaflet HERE 


All Community Credit Union Loans have many benefits

  • There are no hidden fees or transaction charges
  • Easy application process – your loan request will receive fast & efficient attention
  • Community Credit Union interest rates are fair, reasonable and competitive
  • Free Loan Protection Insurance – your loan is paid off in the event of your death (terms & conditions apply) – other lenders charge for this.
  • You can pay off you loan early, made additions lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!
  • Interest is calculated on a reducing loan balance only, i.e. the quicker the loan is payed, the less interest you repay

Terms & Conditions

The APR is the Annual Percentage Rate.  Normal lending criteria. All loans are subject to credit checks.  Repayment ability will be assessed based on loans/ savings record with CCU, along with documents provided, recent three months banks statement and evidence of income.

WARNING If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.